Services

Business Advisory Services

  • Assistance in Business Plan Preparation and Review
  • General Business Information & Demographics
  • Government Program Informanars & Training re: Business Management
  • Export Readiness Information
  • Assistance in negotiating loan packages with other lending institutions
  • Understanding Business Terms
  • Helpful Internet Sites
  • SBDC Business Plan and Annual Projections Worksheet
  • Dealing With Your Banker
  • Business Plan Outline - Starting a Small Business in the Saugeen Community
  • On-line Business Registration, renewal or name search (credit card necessary).

Investment Services

Funding is available which will create new jobs or maintain existing jobs.

  • Term loans up to $150,000 may be considered for the purchase of equipment, leasehold improvements, inventory and operating capital.
  • Interest rates are based on business proposal & risk, and are not less than rates from a traditional lender.
  • Loans in the form of term and/or demand participation may be approved by the Board of Directors.
  • No Grants or Forgiveable Loans.

Loan requests are assessed on the basis of:

  • Business plan viabilityManagement expertise (ie: Qualifications - experience, ability, etc.)
  • Job creation/maintenance and average cost per job created/maintained
  • Owner Equity (typically 25% of total project)
  • Security (ie: Property, Assets, 3rd Party Guarantee, etc.)

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