Business Advisory Services

• Assistance in Business Plan Preparation and Review
• General Business Information & Demographics
• Government Program Information & Training re: Business Management
• Export Readiness Information
• Assistance in negotiating loan packages with other lending institutions
• Understanding Business Terms
• Helpful Internet Sites
• SBDC Business Plan and Annual Projections Worksheet
• Dealing With Your Banker
• Business Plan Outline - Starting a Small Business in the Saugeen Community

Investment Services

Funding is available which will create new jobs or maintain existing jobs.

• Term loans up to $150,000 may be considered for the purchase of equipment, leasehold improvements, inventory and operating capital.
• Interest rates are based on business proposal & risk, and are not less than rates from a traditional lender.
• Loans in the form of term and/or demand participation may be approved by the Board of Directors.
• No Grants or Forgiveable Loans.

Loan requests are assessed on the basis of:

• Business plan viability, Management expertise, (Qualifications - experience, ability, etc.)
• Job creation/maintenance and average cost per job created/maintained
• Owner Equity (typically 25% of total project)
• Security (Property, Assets, 3rd Party Guarantee, etc.)

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SEDC Contact Information:

P.O. Box 177, 515 Mill Street, Neustadt, ON N0G 2M0 | Ph: 519-799-5750 | Toll-free: 1-877-335-7332 | Fax: 519-799-5750